Synonymous with pickup trucks, the Dodge RAM has revolutionized the pickup truck segment in the country. The pickup truck segment didn’t really exist up until the early 1990s, with Americans fancying sedans and other cars over pickup trucks, which were viewed as work vehicles. The 1994 Dodge RAM pickup changed that, earning widespread adoration and transforming the American automotive viewpoint in no time. Fast forward to 2020 and the pickup truck segment accounts for about 15% of all auto sales in the country. However, the Dodge RAM is still one of the leading players in the segment, increasing its year-on-year pickup truck sales by a substantial margin. The all-new 2020 RAM 1500 is exceeding expectations already and could be on its way to breaking records set by the 2019 edition of the pickup truck. Here are four reasons why it has an advantage over its predecessor. EcoDiesel V6 engine Unlike the 2019 RAM 1500, all the 2020 Dodge RAM 1500 trims will have the EcoDiesel V6 engine. The all-new turbo-diesel 3.0-liter V-6 engine offers 260 horsepower and 480 pounds-feet of torque. This gives the truck a stunning towing capacity of 12,560 pounds. The EcoDiesel engine is smooth and creates very little noise.

Vehicle service contracts also known as extended vehicle warranties are typically effective after the manufacturer warranty expires. This extended auto warranty covers major breakdowns and provides compensation for most repairs. Both, the automaker or a third-party administrator offer extended vehicle warranty. An extended vehicle warranty is important as it covers most repair jobs once the warranty provided by the manufacturer expires. This warranty comes especially handy when the manufacturer stops producing the make and model of your vehicle. This leads to a shortage of spare parts of your car, increasing its repair cost. While shelling this amount from your pocket can be heavy, an extended vehicle warranty will help you cover the same for an affordable premium. To ensure that you get the maximum benefit from your extended vehicle warranty, you need to research and ask the right questions. To help you make an informed decision, here are some questions you must ask while considering an extended vehicle warranty. Who is offering the extended vehicle warranty? A number of dealerships offer third-party warranties from insurance companies. However, this is not exactly a beneficial option. Instead, opt for an extended vehicle warranty backed by the automaker as a third-party warranty may only cover repairs at the dealership or dealership-sponsored repair shops.

Crossover SUVs are the talk of the town. And why shouldn’t they be? After all, they’ve managed to combine the spaciousness of a truck with the performance of sports cars and the luxury of a high-end car. Not to mention, all of this comes at a fairly affordable price. So, if you’re looking to buy a crossover SUV for a decent price, here are some you may want to consider. Honda CR-V Having an MSRP of around $24,250, the Honda CR-V is one of the best crossover SUV prices on the market. The car is also is a major upgrade on the older generations in all terms. With more interior spacing, fuel economy, and great driver-assistance, the utility vehicle makes for a must-have. Kia Niro Hybrid While the Kia Niro hybrid may not be serving looks, it will help you save some of those dollars. The car is one of the most competent crossover SUVs with a fuel economy of 50 mpg. It also features a terrific cargo capacity with HID headlights, keyless access, and heated seats. You can get the base trim for around $24,6000 which is super affordable compared to other crossover SUV prices. Mazda CX-5 Priced at around $24,350, the Mazda CX-5 is a plush car that is easily one of the best in its class.

The all-new Dodge Ram 2500 is replete with high-tech features and is a redesigned effort from both Ram and General Motors. The Ram is not only one of the top heavy-duty pickup trucks in the segment, but its performance and features give its competitors a run for their money. The Dodge Ram 2500 has a refined look with a domed hood, brawny shoulders, and a substantially larger grille offered across all trim levels. The Dodge Ram 1500 has retained its tasteful, leather-clad interior from its predecessor – The Dodge Ram 1500. Additionally, it has a 12-inch portrait-oriented infotainment screen. The 2020 model of the Dodge Ram 2500 has a new Night Edition based on either the Laramie or Bighorn trim including black wheels and a black leather interior. Moreover, the Night Edition is available in a variety of exterior colors. Additionally, the automakers provide lane-keeping assist and adaptive steering systems on all trim levels. A trailer-tire pressure monitoring system and an auxiliary camera system is also included in the 2020 edition of the Dodge Ram 2500. In addition, the Dodge Ram 2500 offers a 50-gallon fuel tank and an 8-ft bed across all trims. Engine displacement The Dodge Ram 2500 is available with three different powertrains across different trims.

The new Jeep Grand Cherokee is a stellar combination of style, comfort, and, more importantly, power, suitably built for off-roading. It has a luxurious interior with premium furnishing and quality installations to make your ride comfortable. Moreover, the exterior features sleek lines and detailing right from the grill to the chrome plating that seamlessly blends with the chassis. For over a decade now, the Jeep Grand Cherokee series has been selling well in the sporty SUV market and with each upgrade, there is something new and exciting to expect. Here are a few key features to look at before buying a new or used Jeep Grand Cherokee for sale. Engine While many would have preferred the V8 diesel variant, sadly it is no longer available with the latest 2020 Jeep Grand Cherokee for sale. Instead, you can choose between a few slightly modified V6 and V8s running on gasoline and pump out 360 to 707 horsepower, depending on the variant you buy. Moreover, the all-wheel-drive system transfers all this amazing power equally throughout to ensure optimum drive and ride control. And being an off-roading vehicle, Jeep’s engines are designed to distribute this power depending on the driving and terrain condition.

When you own a car or a heavy-duty commercial vehicle, its repairs and maintenance expenses must be borne from time to time to ensure it runs well. Even general automotive maintenance can be quite expensive, and one of the priciest parts are the tires. Tires must be replaced frequently and you certainly cannot skimp out on the quality. The good news is that you can use discounts and promo codes to bring down the cost of this annual maintenance. Here are a few simple shopping ideas to save big on auto spares purchases. Wait of year-end sales Black Friday and Cyber Monday are two of the biggest online shopping days in the calendar year. You can avail great discounts on all purchases and it is the perfect opportunity to buy some auto parts and spares. All the top brands and manufacturers in the business offer rebates and tires coupons in partnership with selling platforms like Pepboys, MrTire, and TiresPlus. It doesn’t matter if the tires will be used during the shopping season. You will still save a lot of money on early bird deals. Avoid unnecessary purchases Buy only what you need. If your SUV is not built specifically for off-roading, there is no point in investing in tires that are designed for the dirt road or rough terrain.

Automated investing services or Robo advisors are becoming popular by the day, and financial experts around the world only expect to see a surge in their usage. This is because these intelligent services offer one crucial advantage that many investors benefit from: low-cost financial advice. With many top financial services companies jumping in the race to provide customers with the best automated investing services, there are plenty of great options available for every kind of investor. What is a Robo advisor and how much does it cost? A Robo advisor is a digital platform that provides algorithmic-driven money management services that require virtually no human supervision. It does this by collecting client data like financial situation, future goals, and other details through an online survey. This data is then used to automatically manage clients’ assets and provide them with the most suitable financial advice. Robo advisors are immensely cheaper than human financial advisors. Most services only charge an annual management fee that is anywhere between 0.25% and 0.5% of the account balance. Depending on your need, you can even find good Robo advisors that offer services free of charge and low minimum balance value. Top Robo advisors in the market There are several low-cost Robo advisors that you can choose based on your needs and preferences.

Financial planning is a daunting and technically challenging task. Its execution is more difficult without the help of a professional. And that is one of the main reasons why you should find individual consultants and advisory agencies alike to help guide you for proper compliance with regulatory agencies. It doesn’t matter if you are an individual or own and run a business organization, the following certified professionals rank highly among the best investment advisors in the country, representing your case. Certified Financial Planner (CFP) For a broad range of investment services, you can consult with a Certified Financial Planner. These professionals have a general understanding of all investment and financial portfolios. CFPs help in holistic planning and execution of the financial plan to generate the maximum rate of return by diversifying your investment. Generally, CFPs are qualified to provide sound investment advice for taxation, insurance, estate, and retirement planning. Note that CFPs must take several exams and stay up to date, especially in their areas of specialization to provide certain niche planning and advisory services. Armed with all the technical expertise and the latest know-how about financial services, CFPs rank at the number one position among best investment advisors. Certified Public Accountant (CPA) CPAs are experts in taxes and accounting.

Investment of any nature and for any goal is always a good idea, apart from saving for your retirement. The rising rate of inflation coupled with reduced pension plans demonstrate the need for retirement-focused investments, which will not just deliver value over an extended period of time. That being said, not all assets are capable of delivering high returns at low risk and have their own set of importance to investor portfolios. To help you make an informed investment decision, here are some best retirement investments and their pros and cons. Cash-balance plans Similar to pensions, a cash-balance plan offers a fixed amount of return at the time of retirement. However, unlike pensions, every employee has a cash-balance account where the lump sum amount is mentioned. Employers credit this account with a set percentage of the employee’s yearly compensation plus interest charges. Pros: A defined-benefit is a major attraction of cash-balance plans. Additionally, you don’t have to pay a single penny for it and yet it offers a tremendous certainty of retirement funds. In case of a job switch, these accounts can be transferred to your new job. Cons: Should you choose to retire early, the plan wouldn’t benefit much.

Credit cards are a boon in these modern times and there is no denying that. A swipe, a touch, a tap, and everything is paid for (yes, you do pay for what you buy, but not until later.) So, what’s the idea behind these swipes? Who is actually paying for the stuff we purchase? Are credit card companies making money every time we use our cards? These are some of the questions that we’re going to try to answer for you. What is a credit card? A credit card is a plastic payment card that is designed to provide us with a certain amount of credit. This amount can be used to make purchases. The only criterion is that you have to pay the money back as per the credit card company’s policy. When you pay the money back, the credit is restored to its original limit. In a way, a credit card is like a replenishable loan. You can keep taking the loan as long as you pay the money back within the stipulated time period. How does a credit card work? A credit card electronically transfers money from one person’s account to another’s. To do this, there are multiple stakeholders involved, namely the issuer, network, merchant, and user.